投資就要機敏、主動，才會成功。與其將所有資金都交由理財規畫師去操作，或是全部投資於共同基金然後聽天由命，不如當個自立自強的投資人。這麼做有許多好處：
．自己的投資會有更好的績效──因為不用付出大筆管理費。
．可以避免資金經理人可能存在的各種利益衝突。
．投資時機的安全與否操之在己──資金經理人絕對無法做到這一點。
．可以避免資金經理人的偏心，他們會優先照顧大戶，把其他人擺在其次。

Savvy, active investing works. Instead of handing all your money over to a financial planner or investing everything in a mutual fund and hoping for the best, you should become a self-sufficient investor. By doing this:
．Your investments will perform better—because there will be no
management fees skimmed off the top. ．You'll avoid all the potential conflicts on interest any professional money manager has.
．You'll decide for yourself when it's safe to invest and when it's not—something managers never can do.
．You'll avoid the bias professional money managers have to look after their biggest clients first and everyone else later.